Louisiana Insurance Laws are found primarily in Louisiana Revised Statutes Title 22. The laws are set forth as follows: Revised Statutes TITLE 22 RS 22:1 Louisiana Insurance Code RS 22:2 Insurance regulated in the public interest RS 22:2.1 Redesignated as R.S. 22:42 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009. RS 22:3 Composition
Homeowners suffering structural damage due to a Louisiana Tornado, Hurricane or Hail Damage often face a percentage based homeowner’s insurance deductible instead of a fixed deductible of say $500 or $1,000. Often times, the homeowners is shortchanged when the insurer refuses to pay maintaining the damage is less than the percentage deductible. For example, the
The second anniversary of Hurricane Gustav is quickly approaching. Many have still not recieved their supplemental insurance proceeds. Some have been denied. It may not be too late to file your Hurricane Gustav Insurance Lawsuit. If you still do not have enough money to fix your home or business property damage, or have not yet
The “Fifth of May”, more commonly known as “Cinco de Mayo” in Spanish, is celebrated each year as the day when Mexico celebrated a triumphant victory over the French forces in the Battle of Puebla in 1862. It is often mistaken as Mexico’s Independence Day, which actually Local Cinco de Mayo Celebrations May 5th is
A non-owned exclusion in a motor vehicle policy did not violate Louisiana law when applied to the named insured in No. 2021-C-00621, Landry v. Progressive Sec. Ins. Co., 2021-00621 (La. 1/28/22), reh’g denied sub nom. CALVIN LANDRY & MARY LANDRY V. PROGRESSIVE SECURITY INSURANCE COMPANY, ET AL., 2021-00621 (La. 3/25/22). The named insured was driving
A clarification of the requirements for a causation expert were outlined by the court in Pollard v. 21st Century Centennial Ins. Co., 21-65 (La. App. 5 Cir. 12/23/21). The occupant of the front vehicle in a rear end collision brought suit to recover damages. At trial the parties stipulated that the claimant had been rear-ended
A recent dispute between a law firm and its workers’ compensation carrier, the Louisiana Supreme court addressed both the jurisdiction of the OWC under La. R.S. 23:1310.3(F), and the obligations to defend in Cox, Cox, Filo, Camel & Wilson, LLC V. Louisiana Workers’ Comp. Corp., 2021-00566 (La. 3/25/22). There, a law firm’s employee pursued a