If a tree falls on your house or building because of Tropical Storm Lee, you should make a claim with your own insurance regardless of whether the tree was growing on your property or another person’s property before the storm. Fortunately, you should not have to pay a hurricane deductible since Tropical Storm Lee is not a hurricane. Make sure to take photographs of the tree before removing it from the home. Furthermore, you should check for structural damage to your home as well as for any damage to your slab. Often times, a slab home will suffer cracks to the slab even to the opposite corner of the home.
Tropical Storm Lee is expected to produce extensive rainfall. The National Weather Service National Hurricane Center advised at 1 p.m. today that TROPICAL STORM LEE IS EXPECTED TO PRODUCE TOTAL RAIN ACCUMULATIONS OF 10 TO 15 INCHES OVER SOUTHERN LOUISIANA…SOUTHERN MISSISSIPPI…AND SOUTHERN ALABAMA THROUGH SUNDAY…WITH POSSIBLE ISOLATED MAXIMUM AMOUNTS OF 20 INCHES. THESE RAINS ARE EXPECTED TO CAUSE EXTENSIVE FLOODING…ESPECIALLY IN URBAN AREAS.
Louisiana Insurance Laws are found primarily in Louisiana Revised Statutes Title 22. The laws are set forth as follows:
Colorado State University hurricane research team predicts a 72 percent chance that at least one major hurricane will make landfall on the U.S. coastline in 2011 (the long-term average probability is 52 percent). There is a 50 percent probability of a hurricane coming ashore in the Louisiana, Mississippi and Alabama Gulf coast and Florida panhandle region. Source: See The 2011 Colorado State University Report