So you think you will be named as the beneficiary of a deceased person’s life insurance policy. How do you go about finding the policy and finding out if you are the beneficiary? Louisiana Life Insurance Lawyers and the Louisiana Insurance Commissioner would recommend you contact the former employers of the deceased to see if the deceased had group life coverage with them. Contact banks and credit unions who often offer term life insurance to their customers. Look through the deceased’s papers and filing cabinets and computer records for records relating to life insurance policies. Contact professional associations, unions, and fraternal organizations of the deceased associated. For policies purchased in Louisiana, you can also submit an online written request to the Louisiana Insurance Commissioner.

According to the Louisiana Insurance Commissioner, in 2013, the top twenty Life & Annuity Insurance Companies by premiums written are:

• Lincoln National Life Insurance Company, The
• JACKSON NATIONAL LIFE INSURANCE COMPANY
• NEW YORK LIFE INSURANCE AND ANNUITY CORPORATION
• GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY
• AMERICAN GENERAL LIFE INSURANCE COMPANY
• SECURITY BENEFIT LIFE INSURANCE COMPANY
• METROPOLITAN LIFE INSURANCE COMPANY
• PRUCO LIFE INSURANCE COMPANY
• PACIFIC LIFE INSURANCE COMPANY
• John Hancock Life Insurance Company (U.S.A.)
• ING Life Insurance and Annuity Company
• NEW YORK LIFE INSURANCE COMPANY
• NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY
• MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
• STATE FARM LIFE INSURANCE COMPANY
• PRINCIPAL LIFE INSURANCE COMPANY
• Nationwide Life Insurance Company
• Allianz Life Insurance Company of North America
• HARTFORD LIFE INSURANCE COMPANY
• PRUDENTIAL INSURANCE COMPANY OF AMERICA