Louisiana Insurance Dispute Attorney
When you buy insurance coverage and pay the policy premiums each month, you have every right to expect that your insurer will compensate you for losses covered under your policy. Unfortunately, insurance companies sometimes put profits over people and look for excuses to avoid paying covered claims when disaster strikes.
- Imposing unnecessary delays and unexpectedly burdensome requirements in processing your claim for covered damages.
- Significantly undervaluing the amount of your claim and refusing to pay for the covered losses in full.
- Denying a legitimate claim and refusing coverage for something that your insurance policy says that you should be compensated for.
If you can prove the insurer violated the covenant of good faith and fair dealing, the court may require the insurer to not only pay your claim but also to provide you with additional compensation. The money you receive may exceed your policy limits. The compensation serves to both punish the insurance company for its dishonest claims handling practices and compensate you for damages or harm that occurred because of the insurer’s unfair delay or denial.
Even when no bad faith claim is necessary, a Louisiana insurance dispute attorney can provide invaluable assistance by negotiating with the insurer to try to get you the full amount of the money you need to repair or replace damaged property or to otherwise compensate you for covered losses.
You have a limited period of time to take legal action against an insurance company, and it is essential that you fight for the coverage that you paid for and now need. Call Lavis Law today to speak with a member of our legal team for help making sure that your insurance company does not enrich itself at your expense while you are left with losses that should have been covered.