Insurance Dispute

Hurricane Laura/Delta Damage Lawyer

Hurricane Laura/Delta Damage Lawyer

Louisiana Insurance Dispute Attorney When you buy insurance coverage and pay the policy premiums each month, you have every right to expect that your insurer will compensate you for losses covered under your policy. Unfortunately, insurance companies sometimes put profits over people and look for excuses to avoid paying covered claims when disaster strikes.

If you are involved in a disagreement with your homeowners’ insurance company, car insurer, health insurer, or any other insurance company that refuses to pay for covered losses, you have legal rights. A Louisiana insurance dispute attorney can negotiate with the insurance company on your behalf and use the options provided by the legal system to compel the insurer pay what they promised under the policy. Call Lavis Law today to speak with a member of our legal team and learn how we can help you resolve your problems with your insurance company.

Can a Louisiana Insurance Dispute Attorney Help You? When you make a claim after a covered loss occurs, the insurance company has a legal obligation to handle that claim in a reasonable manner. An “implied covenant of good faith and fair dealing” exists in every insurance contract and insurers are legally liable for the consequences if they unjustly fail to fulfill their obligations under the policy.

Insurance companies may engage in a number of tactics that violate the implied covenant of good faith and fair dealing including:

  • Imposing unnecessary delays and unexpectedly burdensome requirements in processing your claim for covered damages.
  • Significantly undervaluing the amount of your claim and refusing to pay for the covered losses in full.
  • Denying a legitimate claim and refusing coverage for something that your insurance policy says that you should be compensated for.

In these and other situations, when an insurance company acts inappropriately in handling a claim, a Louisiana insurance dispute attorney can pursue legal action and file a bad faith lawsuit.

If you can prove the insurer violated the covenant of good faith and fair dealing, the court may require the insurer to not only pay your claim but also to provide you with additional compensation. The money you receive may exceed your policy limits. The compensation serves to both punish the insurance company for its dishonest claims handling practices and compensate you for damages or harm that occurred because of the insurer’s unfair delay or denial.

Even when no bad faith claim is necessary, a Louisiana insurance dispute attorney can provide invaluable assistance by negotiating with the insurer to try to get you the full amount of the money you need to repair or replace damaged property or to otherwise compensate you for covered losses.

Contact Lavis Law Today for Help You have a limited period of time to take legal action against an insurance company, and it is essential that you fight for the coverage that you paid for and now need. Call Lavis Law today to speak with a member of our legal team for help making sure that your insurance company does not enrich itself at your expense while you are left with losses that should have been covered.

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READ WHAT OUR CLIENTS HAVE TO SAY
Excellent !!
March 4, 2016

“Mr. Lavis was very helpful & knowledgeable to me when I called his office to get advice on my rights on a workmans comp claim. He took time out of his day to speak with me on the phone to lead me in the right direction. I would highly recommend him !!”

Review by: Christy
Reviewing: Lavis Law Firm – Personal Injury & Accident Attorney
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Our Clients Feedback

My homeowner’s carrier was not willing to pay me for damages sustained to my home by Hurricane Katrina. I contacted Mr. Lavis after seeing an advertisement. After meeting with him and discussing my problem, he helped me to get the monies I deserved from my insurance company. I would recommend Charles Lavis to anyone having problems with their insurance company. Thank you Charles for all your help.

Edile Rochon
Homeowner, New Orleans

I sought the services of Attorney Charles Lavis because I was getting nowhere with my homeowner’s insurance company. It had been approximately six months since the Hurricane and they were basically shuffling by case from adjuster to adjuster. After securing the services of Mr. Lavis, I received my settlement within weeks. I was/am very pleased with his efficiency of service and professionalism. I have already recommended him to family members who are going through the same ordeal. I am reassured knowing that there is an attorney that I can turn to in times of need.

Nia Vaughn
Homeowner, New Orleans

Mr. Lavis worked diligently on our case. He came out to our home, took pictures, and made contact with the insurance company that had subsequently become so elusive to us. He stayed in contact with us during our ordeal, giving us a series of phone numbers to contact him. Copies of all information that pertained to our particular case, along with a sufficient explanation, were always ready-made. But most importantly, the results were exceptional. Because of Mr. Lavis’ representation, as well as his personal involvement, my husband and I received a substantial amount for home repairs, a figure that was neither offered nor considered by our insurance company.

Speaking from a positive personal experience, Mr. Charles Lavis should be highly considered – as he is recommended – if legal matters persist. I thank you kindly for giving me the opportunity to express my complete satisfaction with Mr. Lavis.

In closing, choosing Mr. Charles Lavis as your legal counsel will be both a rewarding and sound decision.

Mrs. Samual Taylor Jr
Homeowner, Waggaman, LA

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