Life Insurance Company Holding Onto Your Money? Life insurance companies only make money when they pay out less in benefits than they take in as premium. Lavis Law Firm – Personal Injury & Accident Attorney, Life insurance Lawyer In Louisiana has 23 years of experience in fighting insurance companies on denied and delayed claims. Let us fight for you. FREE CASE REVIEW. A+ Rating with the Better Business Bureau. Contact us now to discuss your case at no charge.