What is Union National Life Insurance Company’s Louisiana Insurance Complaint Record?
Life Insurance Have You Covered?
- 2015- 162 complaints
- 2016- 35 complaints
- 2017- 48 complaints
- 2018- 51 complaints
- 2019- 30 complaints
- 2020- 28 complaints
Union National Life Insurance Company is located at 3636 S. Sherwood Forest Blvd in Baton Rouge, Louisiana. It is engaged in the home service insurance business where agents collect premiums by going door to door on a monthly basis. Union National is now a part of Kemper Home Service Companies located at 12115 Lackland Rd, St. Louis, MO 63146.
Union National Life Insurance Company targets lower and moderate income households. Union National has a history of late paid claims and, in the past, the Louisiana Insurance Commission had to even recommend that the company implement claim procedures to ensure that claims are paid timely according to policy provisions and Louisiana Statutes. In 2015, 162 complaints were filed with the Louisiana Insurance Commissioner in 2016, 35 complaints were filed and in 2017, 48 complaints were filed, 2018 (51), 2019 (30) and 2020 (28).
WHAT ARE THE FOUR PRIMARY AREAS WHERE BENEFICIARIES ENCOUNTER DENIALS?
- death during the contestability period;
- type of death not covered under the policy;
- failure of insured to disclose relevant personal information; and
- failure to timely pay policy premiums